8472.90.10.00 - Automatic teller machines

This HTS classification, 8472.90.10.00, specifically covers Automatic Teller Machines (ATMs). These are sophisticated electro-mechanical machines designed to perform banking transactions for customers without direct human intervention. Their primary function involves dispensing cash, accepting deposits, and facilitating account inquiries through the use of magnetic stripe cards or other identification methods and PINs.

Distinguishing this category from its siblings is crucial for accurate classification. While other items under heading 8472.90 are also considered office machines, they serve distinct purposes. For instance, addressing machines (8472.90.05.00) are for printing addresses, pencil sharpeners (8472.90.40.00) are for sharpening pencils, and word processors or typewriters (8472.90.50.00) are for creating text documents. ATMs are unique in their comprehensive financial transaction capabilities and their direct interaction with financial networks.

As a leaf node, 8472.90.10.00 does not have further subdivisions. Therefore, classification within this code relies on clearly identifying the machine's core function as that of an automatic teller machine, irrespective of specific features such as cash recyclers, bill payment modules, or check scanning capabilities, provided these are integrated into the ATM's primary banking transaction functionality. The focus remains on the machine's role in enabling remote banking operations.